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New Hampshire v. Scottsdale

In this federal court litigation a facultative reinsurer denied a claim under a first party property policy based on an alleged oral settlement agreement reached in 2007, eleven years before the original claim was settled and only a short time after...

Wesco’s Motion to Dismiss Granted

April 16, 2024
120 Lexington Avenue Corp. v. Wesco Insurance Co. Wesco Insurance Company’s Motion to Dismiss was granted by the Supreme Court of the State of New York, Appellate Division, and the matter was remanded for consideration of the imposition of costs and...

Summary Judgment Granted to Mound Cotton Client

February 26, 2024

Duty to defend and indemnify – umbrella general liability insurance policy

Gotham Industrial Services, Inc. v. Falls Lake National Insurance Company and ACE Property & Casualty Insurance Company, No. 653777/2022 (N.Y. Sup. Ct., N.Y. Cnty., Feb. 21, 2024). Mound Cotton’s client, ACE Property & Casualty Insurance...

Multani

November 8, 2023
Manjit L. Multani v. Castlepoint Insurance Company This case involved an insurance claim for alleged fire damage to a home that was configured as a five-family dwelling, but insured as a one- or two-family dwelling. Multani commenced this action to...

DiMarco

October 2, 2023
Adirondack Insurance Exchange v. Mario DiMarco v. Michael G. Montag Insurance Agency, Inc. d/b/a MGM Associates of Rochester a/k/a MGM Insurance Associates This case involved an insurance claim for alleged fire damage to one of two adjacent residential...

Fritz

September 27, 2023
Lincoln Fritz & Kenneth Fritz v. Edward A. Kurmel Brokerage, Ltd. and Mountain Valley Indemnity Company  This case involved an insurance claim for alleged fire damage to a home located in Brooklyn, New York. While investigating the claim, it was...

No Subject Matter Jurisdiction, No Exceptions to Statutory Prohibition Against Appeals – Peter Max v. Great American Security Insurance Co.

March 11, 2021

Subject Matter Jurisdiction; Statutory Prohibition Exceptions Against Appeals

Peter Max v. Great American Security Insurance Co., No. A-42-19, 2021 WL 922106 (N.J. Super. Ct. App. Div. Mar. 11, 2021) In Peter Max v. Great American Security Insurance Co., the New Jersey Appellate Division dismissed an appeal from an order...

Mountain Valley Indemnity Co. v. Hylton

December 1, 2020

“Residence Premises” Exclusion

Mountain Valley Indemnity Co. v. Hylton, 2020 NY Slip Op 34347(U) (N.Y. Sup. Ct. Dec. 1, 2020) This case involved an insurance coverage dispute arising out of an underlying action for personal injuries allegedly sustained by the claimant when she...

Downstairs Cabaret, Inc. v. Wesco Insurance Co.

October 9, 2020

Business Interruption / Estoppel

Downstairs Cabaret, Inc. v. Wesco Insurance Co., 187 A.D.3d 1642 (4th Dep’t 2020) This appeal concerned whether an insurance policy includes coverage for actual loss of business income when the declarations do not contain a limit for such loss, and...

Passport Resorts LLC v. AmRisc, LLC

August 21, 2020

Arbitration and Service of Suit Clauses

Passport Resorts LLC v. AmRisc, LLC, H046354, 2020 WL 4932287 (Cal. Ct. App. Aug. 21, 2020) Mound Cotton prevailed on an appeal of the denial of a motion to compel arbitration. The insured operated a luxury hotel in Big Sur, California. In February...

Stein v. National General Insurance Co.

Proof of Loss / Documentary Evidence

Stein v. National General Insurance Co., 2020 N.Y. Slip Op. 31814(U), 2020 WL 3124237 (N.Y. Sup. Ct. June 9, 2020) This case involved the insured’s claim for water damage to his apartment caused by a broken pipe. After he reported the claim, the...

Pan Am Equities, Inc. v. Lexington Ins. Co.

Application of Named Storm / Flood Deductible

Pan Am Equities, Inc. v. Lexington Ins. Co., 959 F.3d 671 (5th Cir. 2020) Lexington Insurance Company was involved in a $6.8 million Hurricane Harvey-related dispute regarding the application of a “Named Storm” deductible as opposed to a “Flood”...

Pacquette v. Tower Insurance Co.

Suit Limitation Period

Pacquette v. Tower Insurance Co., Index No. 5001153/19 (N.Y. Sup. Ct. May 12, 2020) The plaintiffs waited almost four years after a loss to commence an action against their insurer. Tower Insurance Company moved to dismiss the complaint on the ground...

193 Hooper Street Condo v. Wesco Insurance Co.

January 10, 2020

First-Party Property / Water Overflow Damage

193 Hooper Street Condo v. Wesco Insurance Co., No. 657266/2017, 2020 WL 228355 (N.Y.Sup. Ct. Jan 10, 2020) Pursuant to a first-party property policy, Wesco Insurance Company denied a claim for water damage to a commercial structure. Specifically, the...

CLMS Management v. Amwins

December 26, 2019

Enforcement of Arbitration Agreement

CLMS Mgmt. Servs. Ltd. P’ship v. Amwins Brokerage of Georgia, LLC, No. 3:19-CV-05785-RBL, 2019 WL 7185547 (W.D. Wash. Dec. 26, 2019) This case concerned the enforcement of an arbitration clause in an insurance policy. The insured, a Washington entity,...

Eubanks v. NYPIUA

December 17, 2019

Fire Damage Claim

Eubanks v. New York Property Insurance Underwriting Association, Kings Co. Index No. 523461/2017 (NY Sup. Ct. Kings Co. 2019) Plaintiff brought a motion to dismiss two affirmative defenses asserted by New York Property Insurance Underwriting Association...

Lamonica v. Hartford

November 27, 2019

Estoppel

Lamonica v. Hartford Ins. Co. of the Midwest, No. 5:19CV78-RH-MJF, 2019 WL 8063350, (N.D. Fla. Nov. 27, 2019) This case concerned a claim for damage to a residential property as a result of Hurricane Michael in October 2018. Hartford Insurance Company...

Gonzalez v. Archer Daniels Midland

November 19, 2019

Personal Jurisdiction over Foreign Company

Gonzalez v. Archer Daniels Midland Co., No. CUM-L-228-19 (N.J. Super. Ct., Law Div. Nov. 19, 2019) In this products liability action, plaintiff sought to hold Stephan Machinery liable under the New Jersey Product Liability Act, N.J.S.A 2A:58C-1 to -11,...

The S.O. Beach v. Great American

October 31, 2019

Collapse

The S.O. Beach Corp. v. Great American Insurance Company of New York, 791 Fed. Appx. 106 (11th Cir. Oct. 31, 2019) In this case, the U.S. Court of Appeals for the Eleventh Circuit affirmed the district court’s grant of summary judgment to Great American...

Luna v. Ponce Funeral Homes

October 30, 2019

Newly Discovered Evidence

Luna v. Ponce Funeral Homes, Inc., 176 A.D.3d 1193 (2019) This case concerned an action for damages for breach of contract and negligence against a funeral home as the result of alleged mishandling of the remains of the plaintiff’s deceased spouse. The...

West Hudson v. Chubb

October 17, 2019

Appraisal Award

West Hudson Sub Acute Care Center, LLC v. Chubb Group of Insurance Companies and Federal Insurance Company, No. HUD-L-2042-17 (N.J. Super. Ct., Law Div., Oct. 17, 2019) In this case, the court granted summary judgment in favor of Federal Insurance...

Niagara Bottling v. Zurich

October 5, 2019

Suit Limitations Provision

Niagara Bottling, LLC v. Zurich Am. Ins. Co., No. EDCV19113PAKKX, 2019 WL 6729756 (C.D. Cal. Oct. 5, 2019) This suit arose out of Niagara’s $20 million loss from its recall and destruction of bottled water after a test at the water’s source came back...

Federal v. Anderson

September 27, 2019

Enforcement of Appraisal Procedure

Fed. Ins. Co. v. Anderson, No. 18-CV-06920-JST, 2019 WL 8128570 (N.D. Cal. Sept. 27, 2019) In this case, the insurer successfully moved to compel an appraisal to establish disputed valuations under its insurance policy. The insureds had purchased a...

Gold Coast v. Underwriters

September 6, 2019

Enforcement of Arbitration Agreement

Gold Coast Prop. Mgmt. Inc. v. Certain Underwriters at Lloyd’s London, No. 18-CV-23693, 2019 WL 2482058, (S.D. Fla. June 14, 2019), appeal dismissed sub nom. Gold Coast Prop. Mgmt., Inc. v. Certain Underwriters at Lloyds, London, No. 19-12720-EE,...

Danino v. Great American

September 5, 2019

Storm Damage Claim

Danino v. Fairmont Insurance Brokers, Index No. 157059/2018 (New York Co. Sup. Ct. Sept. 6, 2019) This litigation involved a first-party property insurance claim for interior water damage. The applicable policy allowed the broker to add properties if...

Valdiviezo v. Tower

Dismissal for Failure to Appear

Valdiviezo v. Tower Ins. Co. of NY, Index No. 150596/2017 (New York Co. Sup. Ct., July 5, 2019) This case involved a first-party property insurance dispute in which the insurer denied a claim for fire damage to a multi-family building. The policy at...

Pars Bronx v. Wesco

Pre-Inception Property Damage, Collapse and Late Notice

Pars Bronx Realty, LLC v. Wesco Ins. Co., Index No. 450191/2017 (New York Co. Sup. Ct. June 20, 2019) In this dispute involving a commercial building, the insured sought $2.5 million for property damage and $2.5 million for bad faith. Wesco Insurance...

V & D Properties v. Security National

Water Damage Claim

V & D Properties, LLC v. Security National Ins. Co., Index EFC-2017-1805 (Oswego Co. Sup. Ct. June 7, 2019) This case involved an insurance claim for water damage that occurred in a commercial building located in Oswego, New York, caused by an...

An-Jung v. Rower LLC

Professional Negligence

An-Jung v. Rower LLC, Index No. 152694/18 (New York Co. Sup. Ct. 2018), rev’d 173 A.D.3d 488 (1st Dep’t 2019) In this negligence and breach of contract action, plaintiff sought damages arising out of alleged excessive and improper billing by defendants...

Bylykbashi v. Public Service

Nonsuit

Bylykbashi v. Public Service Ins. Co., Docket No. 16-6071062 (Conn. Sup. Ct., June 3, 2019) Plaintiff sought $200,000 in damages based on his allegation that the insured premises sustained water damage as a result of roof leaks. Public Service Insurance...

White Eagle v. Amrisc

Enforcement of Arbitration Agreement

White Eagle Prop. Grp., LLC v. Amrisc, LLC, No. 619CV335ORL31DCI, 2019 WL 2337005 (M.D. Fla. June 3, 2019) This matter involved the arbitration of a claim for alleged damage to a residential rental complex in Winter Springs, Florida caused by Hurricane...

William v. NYPIUA

Failure to Allow Inspection of Premises

Williams v. New York Property Insurance Underwriting Association, New York Co. Index No. 151083/2014 (NY Sup. Ct. New York Co. 2019) This case involved the failure of the insured to allow an inspection of his premises. The insured requested an increase...

Peter Max v. Great American

Enforcement of Appraisal Award

Peter Max v. Great American Security Insurance Company, No. BER-L-7136-18 (N.J. Super. Ct., Law Div., May 21, 2019) In this summary action, the insureds sought judicial review of the terms of an appraisal award that established the amount of loss they...

200 Court Street LLC v. Wesco

First-Party Wear and Tear Exclusion

200 Court Street LLC v. Wesco Ins. Co., 2019 WL 3207539, 2019 N.Y. Slip Op. 31945(U) (Queens Co. Sup. Ct. May 20, 2019) This case involved a first-party property insurance dispute in which Wesco Insurance Company denied a claim for wind damage to the...

Canale v. Castlepoint

Coverage for “Residence Premises”

Canale v. Castlepoint Ins. Co., 64 Misc.3d 1208(A), 116 N.Y.S.3d 861 (N.Y. Sup. Ct. 2019) This case involved a first-party property insurance dispute in which Castlepoint Insurance Company denied a claim for fire damage to a dwelling configured as...

Bronx 13 Properties LLC v. Wesco

First Party Collapse Claim

Bronx 13 Properties LLC v. Wesco Ins. Co., Index No. 161411/2015 (New York Co. Sup. Ct. Apr. 4, 2019) In this case the insured landlord sought coverage for the collapse of a bathroom floor that allegedly caused damage to several other floors of an...

Georgoulis & Associates v. Air Seal

Duty in Tort to Third Parties

Georgoulis & Associates, PLLC v. Air Seal Insulation Systems, Inc. and Boorom Facilities Solutions, LLC, Case No. 51983/12, N.Y. Sup. Ct., N.Y. Co. (May 8, 2019) A New York trial court dismissed all claims against CNC Coatings Corp. i/s/h/a Air Seal...

Park Shore v. General Security

Arbitrator Qualifications

Park Shore Resort Condominium Association, Inc. v. General Security Insurance Company of Arizona, 2:19-cv-125-Ftm-38MRM (M.D. Fla. May 8, 2019) This matter concerned an arbitration regarding a multi-story condominium resort in Naples. While the...

National Union v. Burlington

April 27, 2019

Commercial General Liability Pollution Exclusion

National Union Fire Ins. Co. of Pittsburgh, PA. v. Burlington Ins. Co., Supreme Court New York, New York County, Index No. 155114/2013 (April 27, 2018) The insured, Mayore Estates, owned a building in Manhattan next to the World Trade Center. In 2005,...

Inwood Security v. Wesco

Venue

Inwood Security Inc. v. Wesco Ins. Co., Index No. 30443/2017E (Bronx Co. Sup. Ct. Apr. 15, 2019) In this property insurance dispute, while the insured and insurer resided in New York County, and the loss allegedly occurred in New York County, the...

Williams v. Waypoint

March 26, 2019

Fair Debt Collection Practices Act

Williams v. Waypoint Resource Group, LLC, No. 18CV4921ARRRML, 2019 WL 1368998 (E.D.N.Y. Mar. 26, 2019) In this class action lawsuit filed under the Fair Debt Collection Practices Act, plaintiff alleged that a debt collection letter sent to her violated...

Croxton-Narain v. Sterling & Sterling

Wrongful Termination

Croxton-Narain v. Sterling & Sterling, Inc., No. B285240, 2019 WL 1069601 (Cal. Ct. App. Mar. 6, 2019) Plaintiff worked as an executive account assistant for defendant. She suffered an Ischemic attack and missed over a month of work, prior to being...

2416 Newkirk v. Wesco

February 26, 2019

Late Notice

2416 Newkirk v. Wesco Ins. Co., Kings Co. Index No. 502342 (New York Co. Sup. Ct. Feb. 28, 2019) This case involved insurance claims for a theft that took place in an apartment located at 2416 Newkirk Avenue, Brooklyn, and a separate claim for costs...

Orloff v. AmTrust

February 12, 2019

Loss to Records/Electronic Data

Orloff v. AmTrust Financial, Index No. CV-032757-18/K1 (Kings Co. Sup. Ct. Feb. 13, 2019); Wesco Ins. Co. v. King & Associates, Index No. 650212 (New York Co. Sup. Ct. Aug. 20, 2019) Plaintiff Jason Orloff brought an action for breach of contract...

Great American v. L. Knife & Son

February 11, 2019

Extra-Contractual Damages

Great American Ins. Co. of NY v. L. Knife & Son, Inc., No. 157164/2013, 2019 WL 529276 (N.Y. Sup. Ct. Feb. 11, 2019) In granting Great American Insurance Company’s motion to dismiss L. Knife’s counterclaims for attorneys’ fees and other...

Weiss v. John Hancock

February 11, 2019

Policy Lapse

Samuel Weiss as Trustee of the Agi Weiss Insurance Trust v. John Hancock Life Insurance Company of New York, Index No. 035397/2014 (N.Y. Sup. Ct., Rockland Cty, Feb. 14, 2019) In this case, the owner of an $8 million life insurance policy brought a...