Jason M. Chodos

Jason M. Chodos is a partner at Mound Cotton. He primarily devotes his practice to representing the interests of insurers in first-party property insurance coverage matters, including commercial and residential properties. Jason has extensive experience litigating and providing coverage advice concerning all aspects of property damage and time element losses, as well as bad faith claims under first-party property policies. Jason has been retained as national coverage counsel by insurance companies, managing general agents, and third-party administrators to work on matters.

As part of his robust litigation practice, Jason litigates on behalf of his clients’ interests, while consistently keeping the expense of litigation at the forefront of his consideration and managing realistic outcomes. Concurrently, Jason will routinely advise his clients on appraisal-related issues, avoidance of bad faith, claims handling practices and strategies for minimizing both the risk and expense of litigation, claim exposure issues, claim adjustment strategies, and changes in the law and its effect on application of policy provisions.

In addition, Jason has substantial experience with revising existing policy forms and drafting new forms and endorsements. Jason is also frequently invited by his clients to give presentations to their respective claims and underwriting teams to discuss various topics that impact how insurers do business in certain states, including but not limited to new case law decisions, trends in the legal industry, claims handling practices, post-loss assignments of benefits, attorneys’ fee exposure, appraisals, catastrophic losses, impact of public adjusters, application of policy conditions, and utility and effectiveness of proofs of loss.

Jason graduated law school from Nova Southeastern University – Shepard Broad College of Law, where he earned induction into the Order of Barristers. Jason was also a travel team member of the Moot Court Honor Society and Managing Editor of the ILSA Journal of International and Comparative Law. Jason received his B.A. in History from Emory University, where he was on the Varsity Cross Country Team (UAA All-Academic Team award recipient), part of the National Society of Collegiate Scholars, and Vice President of the Zeta Beta Tau fraternity.

Honors

• Best Lawyers in America, 2024-2025
• Super Lawyers, Florida, Rising Stars, 2013-2021

Memberships

• Loss Executives Association (LEA)
• Defense Research Institute (DRI)
• Claims and Litigation Management Alliance (CLM)

Representative Matters

• Cresthaven Ashley Master Ass’n, Inc. v. Empire Indem. Ins. Co., No. 23-12761, 2024 WL 3690863 (11th Cir. Aug. 7, 2024)
• Blue Lagoon Condo. Ass’n, Inc. v. United Nat’l Ins. Co., No. 22- 22979-CIV, 2022 WL 22824870 (S.D. Fla. Nov. 7, 2022)
• Monterey at Malibu Bay Condo. Ass’n, Inc. v. Empire Indem. Ins. Co., No. 20-CV-24587, 2022 WL 1299974 (S.D. Fla. Apr. 29, 2022)
• Monterey at Malibu Bay Condo. Ass’n, Inc. v. Empire Indem. Ins. Co., No. 20-CV-24587, 2021 WL 5085320 (S.D. Fla. Nov. 2, 2021)
• Webb Dental Assocs. DMD PA v. Cincinnati Indem. Co., No. 1:20-CV-250-AW-GRJ, 2021 WL 800113 (N.D. Fla. Jan. 15, 2021)
• Raven Envtl. Restoration Servs., LLC v. United Nat’l Ins. Co., No.1:20-CV-23061-UU, 2020 WL 5834755 (S.D. Fla. Sept. 28, 2020)
• Raven Envtl. Restoration Servs., LLC v. United Nat’l Ins. Co., No.20-23060-CIV, 2020 WL 5292049 (S.D. Fla. Sept. 3, 2020)
• Somethings Fishy Enterprises, Inc. v. Atlantic Casualty Insurance Company, 415 F. Supp. 3d 1137 (S.D. Fla. Nov. 8, 2019); motion for reconsideration denied, 2020 WL 2896649 (S.D. Fla. June 2, 2020)
• Marlowe v. Ironshore Specialty Insurance Company, 2020 WL736628 (M.D. Fla. Jan. 29, 2020); report and recommendation affirmed, 2020 WL 736000 (M.D. Fla. February 13, 2020)
• Grey Oaks Country Club, Inc. v. Zurich American Insurance Company, 2019 WL 4594591 (M.D. Fla. Sept. 23, 2019)
• Grey Oaks Country Club, Inc. v. Zurich Am. Ins. Co., 2019 WL3072326 (M.D. Fla. Jul. 15, 2019)
• Komar Investments, Inc. v. Zurich Am. Ins. Co., 2019 WL2139571 (S.D. Fla. May 16, 2019)
• Grey Oaks Country Club, Inc. v. Zurich Am. Ins. Co., 2019 WL1359604 (M.D. Fla. Mar. 26, 2019)
• Bahama Bay II Condo. Ass’n, Inc. v. United Nat’l Ins. Co., 374 F. Supp. 3d 1274, 2019 WL 1601888 (M.D. Fla. 2019)
• The Jacqueline Norris Huggett v. Ironshore Specialty Ins. Co., 2018 WL 8359643 (S.D. Fla. July 18, 2018)
• Farrey’s Wholesale Hardware Co. v. Zurich Am. Ins. Co., No. 16-23956-CIV, 2016 WL 7437939 (S.D. Fla. Dec. 27, 2016)
• Aiges v. Ironshore Specialty Ins. Co., No. 15-CV-61300, 2015 WL12564324 (S.D. Fla. Dec. 9, 2015)
• Hermitage Ins. Co. v. Franklin, No. 15-22477-CIV, 2015 WL12778786 (S.D. Fla. Oct. 2, 2015)
• Great American Ins. Co. of NY v. 2000 Island Blvd. Condo. Ass’n, Inc., 153 So. 3d 384 (Fla. 3d DCA 2014)
• Towers of Oceanview South Condo. Ass’n, Inc. v. Great American Ins. Co. of NY, 2014 WL 4376147 (S.D. Fla. 2014)
• Tower Ins. Co. of NY v. Blocker, 2013 WL 4716397 (M.D. Fla.2013)
• Tower Ins. Co. of NY v. Blocker, 2013 WL 499863 (M.D. Fla. 2013)
• Tower Ins. Co. of New York v. Bilu Holdings, Inc., No. 11-21771-CV, 2012 WL 13012756 (S.D. Fla. Oct. 16, 2012)
• Axis Surplus Ins. Co. v. Contravest Const. Co., 921 F. Supp. 2d1338 (M.D. Fla. 2012)
• Tower Ins. of NY v. Lormejuste, 2012 WL 1986881 report and recommendation adopted and incorporated, 2012 WL 1986827(N.D. Fla. 2012)

Speaking Engagements

Jason has given presentations to multiple insurance companies on topics that impact how insurers do business, including:

• New Case Law Decisions and Statutes
• Trends in the Legal Industry
• Claims Handling Practices
• Post-Loss Assignments of Benefits
• Appraisals
• Catastrophic Losses
• Public Adjusters
• Proofs of Loss
• Post-Loss Duties
• Protective Safeguard Endorsements
• Policy Conditions and Exclusions